Explore our tailored Income Insurance packages supported by some of Australia's leading insurers.

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    • HomeInsuranceIncome

    Insurance for your peace of mind

    Prepare for the unexpected with Australia’s leading insurers.

    Options

    Explore our Income insurance options

    Explore our tailored Income Protection policies, provided in partnership with Point Insurance.

    VAU Income Protection

    Cover for our Victorian Ambulance Union members

    Waiting Period

    14 day waiting period with payments up to 90% of your income

    Benefits Paid

    2 years for members up to 75 years (75+ on referral)

    Worldwide Coverage

    Workers Compensation

    Top up included

    Premiums

    Available as a pre-tax salary packaging deduction

    Additional Cover

    Cover for Rehabilitation, HIV / Hepatitus B&C infection, with advance payments for fractures, death and total & permanent disability provided

    Apply Now

    Terms and conditions apply - see here

    More Info

    Policy Owner

    The Victorian Ambulance Union Inc. (VAU) is the policy owner for the BankVic Income Protection product. It is a 'Group Policy' where all members receive the same cover, tailored specifically to meet the needs of Ambulance Victoria and VAU members

    Policy Underwriter

    Point Underwriting Agency (Point) will carry out the insurance fulfilment, administration and claims management functions for members

    Policy Pricing

    Age & Rate as a % of Income:

    • 16 - 40yrs       1.49%
    • 41 - 70yrs       2.04%
    • 71 - 75yrs       2.42%
    • Over 75yrs     on referral

    Key documents you should consider

    VAU Income Protection PDS

    View

    Target market determination

    View

    AEAWA Income Protection

    Cover for our Ambulance Employees Association of WA members

    Waiting Period

    14 day waiting period with payments up to 90% of your income

    Benefits Paid

    2 years for members up to 75 years (75+ on referral)

    Worldwide Coverage

    Workers Compensation

    Top up included

    Premiums

    Available via direct debit

    Additional Cover

    Cover for Rehabilitation, HIV / Hepatitus B&C infection, with advance payments for fractures, death and total & permanent disability provided

    Apply Now

    Terms and conditions apply - see here

    More Info

    Policy Owner

    The Ambulance Employees Association of Western Australia (AEAWA) is the policy owner for the BankVic Income Protection product. It is a 'Group Policy' where all members receive the same cover, tailored specifically to meet the needs of AEAWA members

    Policy Underwriter

    Point Underwriting Agency (Point) will carry out the insurance fulfilment, administration and claims management functions for members

    Policy Pricing

    Age & Rate as a % of Income:

    • 16 - 40yrs       1.49%
    • 41 - 70yrs       2.04%
    • 71 - 75yrs       2.42%
    • Over 75yrs     on referral

    Key documents you should consider

    AEAWA Income Protection PDS

    View

    AEAWA Application Guide

    View

    Target market determination

    View

    Features

    Why choose us?

    • We make it easy hand icon

      We make it easy

      Set up insurance along with your banking

    • Leadership

      Leading Insurers

      Access to leading Australian Insurers

    • Hand and money

      Flexibility

      Pay by the month for no extra cost

    Ways to apply

    Ways to apply for our Insurance products

    Terms and conditions

    Important things you should know

    Information on this page is general in nature and does not take into account your personal circumstances. You should consider whether it is appropriate for you before acquiring the product or service.

    Fees and charges may apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

    We recommend that you read the following documents:

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